Insight

Financing.

Mortgage structures, vendor take-back financing and preparing for lenders.

Real estate · April 2026

Pros and Cons of Different Mortgage Types

Fixed, variable, open, closed, HELOC, blanket: a working investor's comparison of mortgage products available to Canadian real estate investors.

Real estate · April 2026

Vendor Take-Back Mortgages: Why They Are Great for Real Estate Investors

VTB mortgages let investors close deals the banks would not finance, preserving capital, accelerating portfolio growth, and unlocking off-market opportunities.

Real estate · March 2026

Vendor Take-Back Mortgages: Why They Are Great for Sellers

For motivated sellers, a vendor take-back mortgage often produces a higher net price, a faster close and real tax advantages over a conventional sale.